Smart Flying
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Transfer Bonus Radar

Every Australian points pipeline that matters, in one place. The rule of the game: points sitting in a flexible program (Amex MR, Flybuys, bank rewards) are worth more than points already transferred — move them only when a bonus window is open, and never miss a stack.

1 bonus live · snapshot 2026-07-16 · rates verified against the Dec-2025 Amex devaluation

Live now

● Bonus live — 12 days left

FlybuysVelocity +15%

Standing rate 2:1 (1,000 → 500) · First-ever auto-transfer only; 5% for manual transfers

The workhorse Velocity pipeline. Bonus cycles land roughly twice a year — moving points outside a bonus window wastes real value.

Ends 2026-07-28 · source · verified 2026-07-10

Standing rates & quiet channels

Standing rate

Amex Membership RewardsVelocity

2:1

Survived the Dec-2025 devaluation untouched — the best standing pipeline in the market. Hold points in MR until you need them.

verified 2026-07-10

Standing rate

Amex Membership RewardsKrisFlyer

3:1

Unchanged in the Dec-2025 devaluation. KrisFlyer sweet spots ex-AU can still beat Velocity — run the redemption maths first.

verified 2026-07-10

Standing rate

Amex Membership RewardsCathay

3:1 (was 2:1 pre-Dec-2025)

Devalued Dec 2025. Usually beaten by Velocity 2:1 unless you're chasing a specific Cathay award.

verified 2026-07-10

Standing rate

Amex Membership RewardsQatar Privilege Club

3:1 (was 2:1 pre-Dec-2025)

Devalued Dec 2025 — and mostly unnecessary: Velocity books Qsuites cheaper via the standing 2:1.

verified 2026-07-10

Standing rate

Everyday RewardsQantas FF

2,000 ER → 1,000 QF

Auto-converts if you flip the switch. Qantas occasionally runs conversion bonuses — hold big balances until one lands.

verified 2026-07-10

Standing rate

Westpac AltitudeVelocity

3:1

Bank pipelines move on Velocity's incoming-bonus cycles — transfer during a 15–20% window or not at all.

verified 2026-07-10

Standing rate

NAB RewardsVelocity

2:1

Same rule as all bank pipelines: wait for a Velocity incoming bonus before moving.

verified 2026-07-10

No cycle live

All partners (bank/Amex/Flybuys)Velocity

Velocity's own incoming-transfer bonus. Last cycle: 10% (May–Jun 2026). When one lands during a Flybuys promo, that's the stack.

verified 2026-07-10

No cycle live

Bank programsQantas FF

Qantas transfer bonuses are rarer than Velocity's. Historically cycles return around Aug–Sep.

verified 2026-07-10

How this stays accurate: bonuses are announced by email and press release, not API — this dataset is hand-maintained with a source link and verification date on every row, and expired bonuses age out automatically. Spot something stale? The change log records every correction.

General information only, not financial advice. Transfer rates and bonuses are set by the programs and can change without notice — verify with the program before transferring. Points transfers are one-way; you can't move them back.